Does BCBS of South Carolina insurance cover Inpatient Alcohol and Drug Rehab Centers?

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If you or someone you love is struggling with addiction, it may seem difficult to find help. Taking the first step to seeking treatment is easier than you think. Although finances can be a hurdle, there are several ways to receive assistance, even if you don’t have insurance coverage.

The substance use epidemic continues to grow in the United States, including in South Carolina. In 2021, almost 1,200 South Carolina residents died from drug overdoses.^{1 figure 1. B} That number is predicted to rise to over 2,000 this year. ^{1 figure 1. B} Seeking help is a brave step to improve your health and get your life back on track.

Options for addiction treatment in South Carolina are plentiful. Over 120 treatment facilities in South Carolina offer various addiction services including detox, inpatient rehab, and outpatient treatment. If you have Blue Cross Blue Shield of South Carolina, at least some, if not all, of the costs for addiction treatment will be covered.

Blue Cross Blue Shield of South Carolina offers excellent coverage for those seeking treatment. If you’re ready to get help, a rehab center can check your insurance coverage based on the information you provide. You can also call the number on the back of your insurance card to request more information about your specific plan. American Addiction Centers also offer coverage information. Reach out by phone, online via chat, or fill out our SSVOB form to receive more information on your insurance plan.

How to find BCBS Of South Carolina covered Inpatient drug treatment centers in SC?

American Addiction Centers (AAC) can help you verify your insurance coverage based on your specific plan. If you decide to call our helpline, you can speak directly with a representative who can check your benefits while you’re on the phone. You can also chat with an agent online for more information. Every year, BCBS of South Carolina finances rehab treatment for many people.

AAC provides access to some of the best treatment facilities in the nation. You can personalize your recovery journey to ensure the treatment you receive is the best option for you. Whether you’re interested in medical detox, residential inpatient rehab, addiction-focused care, co-occurring disorder treatment, intensive outpatient programs, outpatient therapy services, partial hospitalization programs, or tele-health, AAC has an option for you.

Our facilities offer top-notch amenities and have specialized therapeutic services like yoga and art therapy. You’ll receive treatment in a comfortable environment where you’ll feel at peace and can focus on bettering yourself. Some of our facilities throughout the nation that accept BCBS of South Carolina include:

Sunrise House Treatment Center: This treatment facility in New Jersey offers various rehabilitation services in a peaceful environment surrounded by mountains and nature.
AdCare Rhode Island: With multiple locations across Rhode Island, AdCare Rhode Island provides various treatment options such as inpatient and outpatient services as well as medical detox and telehealth.
River Oaks Treatment Center: River Oaks Treatment Center offers specialized treatment programs focused on the 8 Dimensions of Wellness. Its well-renowned staff is experienced in several types of treatment, and their main priority is making you feel comfortable and supported.
Laguna Treatment Center: For an upscale treatment experience, this facility provides expert medical care while supporting guests through individualized services and impressive accommodations.
Greenhouse Treatment Center: Located in Dallas, Texas, this facility has many specialized programs for the LGBTQ community, recovering licensed mental health professionals, veterans, and Christians in a spa-like environment.
Oxford Treatment Center: With 2 locations offering inpatient and outpatient treatment options, this treatment center boasts unique amenities, such as yoga, art, music therapy, and equine therapy.
Desert Hope Treatment Center: Located near Las Vegas, Nevada, this treatment facility provides various services like sober living, outpatient rehab, and inpatient rehab, along with specialized treatment options.

What is BCBS Of South Carolina?

Established over 70 years ago, Blue Cross Blue Shield of South Carolina has been serving the community to ensure affordable health coverage is available for all. Blue Cross Blue Shield of South Carolina is 1 of 34 independent health insurance branches of the Blue Cross Blue Shield Association.²

It’s the largest insurance company in South Carolina and the only insurance company that offers health insurance in every consumer sector, including individual and family, Medicaid and Medicare, and large and small employer groups.³

Today, Blue Cross Blue Shield of South Carolina provides access to over 10,000 providers in their Preferred Blue network. There are over 90 in-network substance abuse treatment centers located in South Carolina offered by Blue Cross Blue Shield of South Carolina.⁷ If you’re seeking treatment and are covered under BCBS of South Carolina, you’ll likely be able to select from a wide range of treatment options, where some or all costs will be covered.

How Much Does BCBS Of South Carolina Cover (Addiction Treatment)?

At least some of the costs for various types of addiction treatment will be covered by Blue Cross Blue Shield of South Carolina, depending on your specific plan. Some providers may even cover the full cost of recovery options such as inpatient rehab, outpatient rehab, intensive outpatient programs, partial hospitalization programs, and medical detox. Addiction services that are at least partially covered by BCBS South Carolina include:

Inpatient or residential rehab: If you need a safe space to focus on your recovery without the distractions of day-to-day responsibilities, inpatient rehabs are a great choice. Most inpatient rehab programs range from 30 to 90 days, but some patients remain in treatment for 6 months up to a year. These programs offer individual and group therapy. You’ll also learn new life skills to help you stay sober long-term.
Outpatient rehab or therapy: Outpatient rehab is helpful if you still need to focus on other obligations like work and family while seeking treatment. You can visit a treatment facility as often as you’d like with outpatient rehab while still living at home. These programs also offer therapy and opportunities to build new skills and receive peer support.
Intensive outpatient programs (IOP): These programs are more rigorous but still allow you to live at home while seeking treatment. You’ll be required to visit your treatment center multiple times a week based on your schedule.
Partial hospitalization programs (PHP): Partial hospitalization programs allow you to live at home while seeking treatment. With these programs, you’ll visit a treatment facility about 5 to 7 days a week for multiple hours a day.

Does Blue cross blue shield of South Carolina provide coverage for mental health facilities?

When someone struggles with addiction along with a mental health disorder, it’s referred to as a co-occurring disorder. Anxiety, depression, bipolar disorder, post-traumatic stress disorder (PTSD), and attention deficit hyperactivity disorder (ADHD) can occur in conjunction with substance abuse disorder. Co-occurring disorders or “dual diagnoses” are very common, with almost 10 million people fighting mental illness and substance abuse disorder at the same time.⁴

Treatment for co-occurring disorders is usually provided by mental health facilities. This is because dual diagnoses need to be treated in tandem to prevent further agitation of mental health problems and relapse.⁵ Co-occurring disorders can arise in 2 different ways. Sometimes the onset of a mental health disorder can occur from excessive substance abuse. Someone who struggles with mental health can also form an addiction by trying to alleviate mental health symptoms with substances.^{4 Does One Cause The Other?}

Either way, it’s best to treat co-occurring disorders together. Seeking treatment in a mental health facility where both issues can be addressed at the same time increases your chances for a full recovery and reduces the likelihood of relapsing. ^{5 Points to Remember} The Affordable Care Act mandates coverage for mental healthcare and treatment, so some or all of the costs for both co-occurring disorder treatment and heroin rehab will always be covered through your insurance.⁶

Does Blue Cross Blue Shield of South Carolina cover addiction treatment therapies?

Blue Cross Blue Shield of South Carolina also covers at least some of the cost of addiction treatment therapies. Many of the treatment centers available through Blue Cross Blue Shield of South Carolina provide patients with access to different therapeutic services such as individual and family therapy, group therapy, and cognitive-behavioral therapy.

Your level of Blue Cross Blue Shield of South Carolina substance abuse treatment coverage for each therapy will depend on your specific plan and the healthcare provider you choose.

Does BCBS Of South Carolina covers MAT (Methadone Assisted Treatment)?

Medication-assisted treatment (MAT) is a common option for those struggling with alcohol or opioid addiction. With this treatment, patients receive medications and behavioral treatment based on their specific needs. It’s particularly helpful in the recovery process to relieve cravings, reducing the need to abuse substances. Depending on your specific plan, Blue Cross Blue Shield of South Carolina may cover all or some of the costs associated with MAT.

How Long Does BCBS Of South Carolina Insurance Cover Alcohol and Drug Rehab programs?

Although each person’s needs for treatment will vary, mental health professionals agree that longer treatment times are usually most effective in promoting long-term recovery.⁵ To aid in preventing relapse, patients are encouraged to take as much time as they need to get better.

The length of time covered by your insurance provider will always depend on your specific plan. Because there are so many different types of policies and tiers of coverage, it is best to verify what is covered under your policy before reaching out to providers.

If you want to learn more about what your Blue Cross Blue Shield of South Carolina insurance plan covers, you can call the number on the back of your insurance card or reach out to American Addiction Centers for more information.

What if my BCBS Of South Carolina policy does not cover an Inpatient drug rehab program?

Don’t be discouraged if your policy doesn’t cover an inpatient or residential rehab program. There are still many treatment options depending on the rehab center you choose. Financing and scholarships are available through different local and government-funded programs that serve special populations and those who cannot afford treatment. Making your life a priority and finding treatment as soon as possible benefits you for a lifetime.

BCBS Of South Carolina In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

Whichever program you decide on, make sure it’s in your network to avoid paying hefty out-of-pocket costs. When a provider is in-network, it’s guaranteed that at least some of the costs will be covered. You may still have to pay other fees like copays.

If you choose a program that is out of network, you’ll likely have to pay all costs out of pocket. Verifying your coverage with your insurance provider is the best way to avoid this.

Rehabs That Take Blue Cross Blue Shield Insurance

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
Laguna Treatment Hospital: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

How to Verify BCBS of South Carolina Insurance Coverage of drug rehab centers?

AAC can assist you with verifying your insurance coverage so you can find the best treatment option. Chat with us online or call our helpline to speak directly with a representative who can check your benefits while you’re on the phone.

Blue Cross Blue Shield of South Carolina finances addiction services for hundreds of people every year. AAC provides access to the leading treatment options in the nation covered by BCBS of South Carolina, offering quality addiction care. If you need a helping hand, don’t hesitate to reach out. We’re here to assist you in any way possible.