BCBS of Mississippi For Alcohol And Drug Rehab Programs in MS

Does BCBS of Mississippi Insurance Cover Inpatient Alcohol and Drug Rehab Centers?

There are many different insurance companies in the country, and BCBS of Mississippi is one company that provides health insurance plans to people living in Mississippi. Health insurance can help you cover various health care costs, such as a hospital stay, preventive care, and even addiction treatment.

What every plan covers, though, and the extent to which services may be covered, will vary based on the plan you have, your location, what type of treatment you receive, and where you seek care.

What this means for you is that if you have a BCBS of Mississippi health insurance plan, you may be able to use it to cover addiction treatment offered at inpatient alcohol and drug rehab centers and other types of rehab centers.

To find out what is or isn’t covered under your plan, it’s important to verify your benefits and coverage before seeking care whenever possible. You can check your benefits in several ways. First, you can call the number on the back of your insurance card and speak with a BCBS of Mississippi plan representative.

You could also work directly with a rehab facility, as they’re typically trained to help prospective patients verify benefits. If you want to instantly check your benefits online, enter your insurance information in the form below.

Finally, you can also call the confidential American Addiction Centers (AAC) helpline and work with a trained specialist who can help you learn more about your benefits and coverage. AAC staff can help you check your benefits and find a nearby covered rehab center or a nearby covered AAC location where you can receive addiction treatment.

How to Find BCBS of Mississippi Covered Inpatient Drug Treatment Centers in MS?

Finding a BCBS of Mississippi-covered inpatient drug treatment center in Mississippi can be simple. You can work with AAC to easily figure out your benefits and coverage, as well as find a covered center near you. AAC is one of the industry’s leaders in providing quality addiction care. AAC has specially trained admissions navigators, mental health providers, and health care providers who all work together to provide patients with high-quality addiction care.

AAC also has a variety of industry-leading treatment centers across the country, including a center located in Mississippi, Oxford Treatment Center. Your BCBS of Mississippi plan may cover inpatient drug treatment at the Oxford AAC location or another AAC facility. Call the AAC helpline today to learn more about your benefits and coverage and whether your plan is accepted at the Oxford Treatment Center.

What Is BCBS of Mississippi?

Blue Cross Blue Shield of Mississippi is 1 of 34 independent, locally operated Blue Cross Blue Shield Association licensees.^{1, para 1} Blue Cross & Blue Shield of MS is the name of the company that provides Blue Cross and Blue Shield plans in the state of Mississippi.^{1, “Blue Cross Blue Shield Companies”} All in all, BCBSA provides health insurance coverage to 1 in 3 Americans throughout the country, Puerto Rico, and the District of Columbia.^{1, para 1}

BCBSA has been providing health coverage to covered members since 1929.^{2 para 1} The 114.5 million members across the country have access to a large network of 1.7 million hospitals and doctors that are in-network with BCBSA.^{2, para 2} BCBS of MS provides a variety of different health plans, including individual and family coverage, Medicare coverage, CHIP coverage, and employer-sponsored plans for small and large employer groups.³

How Much Does BCBS of Mississippi Cover (Addiction Treatment)?

You may be wondering whether you can use your BCBS of MS plan to cover addiction treatment, and if so, your next question may be how much of your addiction treatment may be covered under your plan. Because there are many different BCBS of MS plans offered across different markets, there are many different coverages provided by those plans. Every plan treats coverage differently. What 1 plan may cover and how long it covers could be different than what your plan covers.

There are a handful of different addiction treatments that may be recommended for your journey to recovery, and they may be covered in some capacity by your BCBS of MS plan. These treatment programs may include the following:

• Inpatient or residential rehab. This type of addiction treatment involves a patient receiving treatment at a facility, where they’ll remain for the duration of their care. Inpatient or residential rehab provides round-the-clock, medically supervised care, which could include medically supervised detox to help mitigate withdrawal symptoms that can occur as a patient rids their body of substances.^{4, Pg 8, “What types of treatment programs are available?” Para 2,}
• Outpatient rehab or therapy. This type of addiction treatment involves a patient going to 1 or 2 sessions a week for things like counseling or therapy, but they don’t live at the facility, rather returning home after each session.^{4, Pg 10, Para 2}
• Intensive outpatient programs. This type of addiction treatment brings more structure and level of care than the standard outpatient program, as patients are required to attend a minimum number of hours of sessions each week.^{4, Pg 10, Para 3}
• Partial hospitalization programs. This type of addiction treatment combines elements of inpatient and outpatient care, as it occurs typically at an inpatient facility, where patients attend sessions for 4-8 hours per day, but don’t live at the facility and return home.^{4, Pg 10, Para 1}

While these are common types of addiction treatment, they may not be the best fit for you. There may be other options, such as men-only or women-only rehab, veterans rehab, or even couples rehab. Work with a provider to determine what type of treatment is best for you. Then, it’s recommended that you check your insurance coverage before seeking care whenever possible to find out what your BCBS of MS mental health coverage entails.

Does Blue Cross Blue Shield of Mississippi Provide Coverage for Mental Health Facilities?

Whether you’re seeking care at a mental health facility for a mental illness, stand-alone substance use disorder, or both, which is called a dual diagnosis, treatment may be beneficial to you. A dual diagnosis, in which someone has both a mental illness and substance use disorder simultaneously, is common.⁵ Among Americans in 2020, 17 million were reported to have co-occurring disorders, which is also what dual diagnoses are sometimes called.⁵

Although it isn’t believed that one directly causes the other, those with a SUD or mental illness are twice as likely to develop the other.⁶ Many providers recommend an integrated treatment approach for co-occurring disorders, where each condition is addressed during treatment.^{5 “What should I do?”}

Getting treatment for any mental health or substance use disorder is essential. Treatment for such services falls under the essential health benefits mandate imposed by the Affordable Care Act.⁷ This mandate requires almost all U.S. health plans, including BCBS of MS plans, to provide coverage in some capacity for inpatient mental and behavioral health, substance use disorder treatment, and behavioral health services.⁷ This means that your health plan should provide some level of coverage for this treatment.

How Long Does BCBS of Mississippi Insurance Cover Alcohol and Drug Rehab Programs?

The length of time you should be in treatment and how long your BCBS of Mississippi insurance plan covers treatment are going to be dependent on your unique situation. Only your health care provider can determine how long you should remain in an alcohol or drug rehab program, as every patient is different. Some patients may need to stay longer periods, while others may not need as much care. Despite this, many experts believe that remaining in treatment for an adequate length of time, usually cited as at least 90 days, is essential to positive overall outcomes.^{8, bullet 5}

Please note, that what your recommended treatment length of time is and how long your plan will cover treatment may vary. You can look up your plan information on your insurance card or through your online BCBS of MS portal. You can also call the AAC helpline or a rehab center directly to find out what treatment coverage at their facility looks like with your plan.

What if My BCBS of Mississippi Policy Does Not Cover an Inpatient Drug Rehab Program?

Depending on the plan you have and where you seek care, your BCBS of MS policy may not fully or partially cover addiction treatment, including inpatient drug rehab programs. If this happens to you, don’t panic. Depending on the rehab center you choose, you may be able to use alternative payment options offered by the rehab facility.

Some facilities offer special financing or payment plans, or scholarship opportunities, that can help you offset the out-of-pocket costs your insurance may not cover concerning treatment. Whatever you do, don’t push getting the treatment off. Getting the treatment right now is critical rather than pushing it down the road.

BCBS of Mississippi In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

A health plan network refers to the group of providers, hospitals, and other facilities that are under contract with your BCBS of MS plan to provide care at a predetermined rate to covered members.⁹ Depending on the plan you have, your plan may allow you to seek covered care that is outside of your network but is largely dependent on the specific plan you have.

To find an in-network rehab center, you can call the number on the back of your insurance card or ask the rehab center directly whether they accept your plan.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Hospital: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.