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Paying for Addiction Treatment – Popular Payment Options

addiction treatment group counselingHow Do I Pay for Rehab?

The way you can pay for drug treatment varies at each facility across the United States. Some treatment centers may offer free or discounted addiction treatment. Others are run through medicaid, medicare, and government programs. Some addiction treatment centers take only cash, while others accept all types of credit and debit cards. All of these methods considered, the most popular way to pay for treatment costs is through health insurance.

For instance, we at American Addiction Centers have treatment facilities all over the United States and accept varying forms of payment excluding state insurance. The daily cost at at our treatment programs includes lodging, meals, clothing, toiletries, and of course, treatment. The treatment payments cover everything the patient needs while they are at the treatment center. We also work with the TriCare insurance company to offer addiction treatment services catered to Veterans and First Responders.

Will Your Insurance Company Pay for Treatment?

Often times private insurance plans cover at least some portion of substance abuse treatment. In some instances, you may find that substance abuse treatment is covered entirely if you have the right policy.

Private Health Insurance providers such as Blue Cross Blue Shield, Aetna, Cigna, and United Healthcare are the most common providers to have addiction treatment benefits. However, where their policies are accepted may vary depending on contracts the rehab facility may or may not have in place with the insurance provider.

Curious to see if your insurance policy would cover treatment at American Addiction Centers? Call us at 1-888-439-3435 Who Answers? or verify your benefits online to find out instantly!

Paying with Medicaid and Medicare

State sponsored insurance programs will pay for treatment. However, your treatment options and amenities at the facility you attend will likely be limited compared to private treatment options. For insurance like Medicaid and Medicare, you have to meet a certain qualifications.

Medicare Qualifications

  • Over the age of 65
  • Disabled

Medicare Qualifications

  • Pregnant or a parent
  • Meets specific income requirements
  • Under the age of 19
  • Over the age of 65

Paying Privately for Rehab

For a variety of reasons, it is common for people seeking treatment for substance abuse to not have an acceptable insurance policy as a form of payment. The cost of rehab in some cases can be funded privately. Some rehab centers offer scholarships, others offer internal financing options. Financing options generally allow you to make payments on your treatment bill after you have been discharged from rehab.  Ultimately, regardless of your individual situation, you should discuss your options with an admissions team member.

Private Addiction Treatment

Alcohol or drug addiction has a huge impact on people’s functioning and affects every aspect of their lives. Not only does the problem affect their own lives but also the lives of their family members and loved ones. Private addiction treatment programs are available for people who want their personal needs to be taken care of. Private addiction treatment programs offer specialized treatment plans for each individual client.

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The type of location you attend for treatment does have an impact on your payment methods. Some places, like private clinics, may not take checks or items that could bounce its bank account. Many treatment facilities will accept cash, credit, or debit. Hospitals bill you after treatment, and it can be paid with cash, credit, or debit in most cases. These bills can also be reduced with state-run programs such as HCAP, or the Hospital Care Assurance Program. This program can give limited funds in place of payment for an individual seeking treatment, as long as he or she meets particular guidelines. HCAP is used for those with or without insurance, so it is something that is easily applied for. Fill out a short form and give it to the staff at the hospital, or the hospital can mail it to your home and you can mail it back. Approval generally lasts three months, and covers expenses incurred while you remained at the hospital.

There are many different types of treatment payment methods available for those who need to pay for drug addiction treatment. If you or someone you love is struggling with substance abuse, call us at American Addiction Centers. We have trained advisors available to help you find out how you can get help. We can be reached at 1-888-439-3435 Who Answers? .